Comments on: A reader asks: Should I jump?? http://moneymerc.com/2008/08/05/a-reader-asks-should-i-jump/ a personal finance blog dedicated to little finance decisions with big impact Sun, 31 Oct 2010 02:27:04 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Alex http://moneymerc.com/2008/08/05/a-reader-asks-should-i-jump/comment-page-1/#comment-32 Alex Tue, 19 Aug 2008 14:50:22 +0000 http://moneymerc.alexbenke.com/?p=25#comment-32 EJ, the best rates I've seen are at ING, HSBC (although watch out for teaser rates) and a credit union near where I grew up in NJ called Affinity Credit Union. I definitely prefer ING simply because I have <a href="http://moneymerc.alexbenke.com/2008/06/15/automate-your-financial-life/" rel="nofollow">checking there as well</a>. USAA doesn't seem competitive to me for savings rates though... and I prefer to avoid minimum balances wherever possible - flexibility is key. Thanks for the post idea - I definitely will cover college savings soon! -Alex EJ, the best rates I’ve seen are at ING, HSBC (although watch out for teaser rates) and a credit union near where I grew up in NJ called Affinity Credit Union. I definitely prefer ING simply because I have checking there as well. USAA doesn’t seem competitive to me for savings rates though… and I prefer to avoid minimum balances wherever possible – flexibility is key.

Thanks for the post idea – I definitely will cover college savings soon!

-Alex

]]> By: Evan http://moneymerc.com/2008/08/05/a-reader-asks-should-i-jump/comment-page-1/#comment-31 Evan Tue, 19 Aug 2008 13:12:48 +0000 http://moneymerc.alexbenke.com/?p=25#comment-31 Alex, I also don't have the energy for jumping unless its really worth it, what is your experience on the banks that routinely give interest rates in the upper decile. We have traditionally used USAA and ING. EJ Idea for future post: the best strategies for college savings for your children Alex,
I also don’t have the energy for jumping unless its really worth it, what is your experience on the banks that routinely give interest rates in the upper decile. We have traditionally used USAA and ING.

EJ

Idea for future post: the best strategies for college savings for your children

]]> By: Fred Bartle http://moneymerc.com/2008/08/05/a-reader-asks-should-i-jump/comment-page-1/#comment-30 Fred Bartle Thu, 14 Aug 2008 03:40:46 +0000 http://moneymerc.alexbenke.com/?p=25#comment-30 Good info Alex, I had considered the same thing myself, thinking that 3.50% looked pretty tasty. Like you, I'm trying to keep things simple as I'm already overwhelmed with trying to manage my money. Thanks! -Fred Good info Alex, I had considered the same thing myself, thinking that 3.50% looked pretty tasty. Like you, I’m trying to keep things simple as I’m already overwhelmed with trying to manage my money. Thanks!

-Fred

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